Time to reflect

In addition to your monthly account statements you will automatically receive a year-end BNZ Visa Platinum Card account summary covering the year from 1 April to 31 March. This will display your entire year's card activity, separated into major merchant categories – ideal for business record keeping and annual returns.

Extra peace of mind

With BNZ Platinum Card you get 3 additional insurances to help protect your purchases:

• Extended Warranty – this can extend the warranty period beyond the manufacturer’s original warranty on purchases you make with your card by up to 12 months**.
• Purchase Protection – can give you 90 days insurance against theft, loss or damage on purchases you make with your card**.
• PriceGuard – when you buy something worth at least $150 with your card and then see it advertised somewhere else for less within 30 days of purchase, you could get the difference refunded up to a maximum of $1000 for each purchase**. “

Transfer a balance from other cards

You can take advantage of your BNZ Platinum Visa Card's competitively low balance transfer interest rate of 4.99%*pa on any balance transferred by transferring the outstanding balances you have on any other banks' credit cards onto your new BNZ Platinum Visa Card. Balance transfers are not eligible to earn Platinum Reward Points and have no interest free days.
Download a balance transfer form.

* Interest rate is subject to change. No interest free days or reward points on balance transfers. Balance transfers are subject to approval and terms and conditions apply (see Balance Transfer form for these terms and conditions). Balances may only be transferred from non-BNZ New Zealand issued Visa, MasterCard, American Express, Diners, GE CreditLine, The Warehouse Financial Services Credit and Store Cards, Fisher & Paykel Finance issued Q Cards and Farmers Cards. Excludes BNZ issued Cards. Your card must remain within its credit limit. Six months after the date of your balance transfer, any balance transfer amount still unpaid will revert to the standard annual interest rate for BNZ Platinum Visa Card. Normal lending criteria and account fees apply.

** Extended Warranty Insurance cover is subject to the terms, conditions and exclusions (for example, claim limits and no cover for motorised vehicles) contained in the BNZ Platinum credit card Extended Warranty Insurance policy document. Purchase Protection Insurance cover is subject to the terms, conditions and exclusions (for example, claim limits and no cover for animal or plant life) contained in the BNZ Platinum credit card Purchase Protection Insurance policy document. PriceGuard Insurance is offered on BNZ Platinum credit card as a 1 year introductory offer commencing 5 October 2009 until 4 October 2010. PriceGuard Insurance cover is subject to the terms, conditions and exclusions (for example, no cover for internet purchases, animal and plant life and jewellery) contained in the BNZ Platinum credit card PriceGuard Insurance policy document. PriceGuard Insurance loss payment is capped at $5000 in aggregate per annum per cardholder. These insurances are provided to Platinum cardholders by American Home Assurance Company (New Zealand Branch), incorporated with limited liability in the USA, trading as AIG New Zealand, a member of American International Group, Inc. ('Insurer'). BNZ does not underwrite these Insurances, is not an agent of the Insurer, and does not guarantee the obligations of the Insurer under the Insurance.”